What you need to know about security and privacy

For this planning application to be of use to you, you will need to enter some very sensitive financial information: account balances, real estate value, annual income and pension amounts. To keep your private data private we have taken the following steps:

1. First we minimize the numbers that are retained by RetPlan. The data you provide under Facts are necessary as they are the base for all projections. The projections - all future income, account balances, tax returns - are calculated when you open a scenario version and exist in the computer's memory only while you are using RetPlan.
2. The numbers that are retained are encrypted using TripleDES cryptography before being stored in the database. They are decrypted in the computer's memory only while you are using RetPlan. If someone was somehow able to break into our systems and copy the database, they would find no readable numbers.
3. You provide your own password when a new scenario is created, and the password itself is encypted. Even if an insider - a database administrator for example - wanted to look at confidential data they would find no readable numbers. Below are some screenshots of selected actual data:
   
   The value of the author's home:
   
   
   The author's employment and pension income:
   
   
   The author's forecast income from self-employment:
   
   

Registration requires you to provide a valid email address. This ensures a unique login for all users and minimizes frivolous or malicious registration. We will use this address to correspond with you if you leave a comment, suggestion or problem report that requires a response from us. We may also use this address to send you notice of an error correction or significant upgrade to the application, but we commit to not sending this type of notice more that four times a year. We will never, ever share or sell your email address to another party without your prior knowledge and explicit consent.